Stripe / PayPal & Merchant Fee Tool
See exact processor fees and what to invoice for a net amount.
Open the Interactive CalculatorHow It's Calculated
Fee = (Amount × Rate%) + Fixed Fee.
Net Received = Amount − Fee.
Invoice Needed for Target Net = (Target Net + Fixed Fee) ÷ (1 − Rate%).
Example
Example: a $1,000 domestic Stripe charge (2.9% + $0.30) costs $29.30 in fees, netting $970.70. To net a full $1,000, you would need to invoice about $1,030.18.
Frequently Asked Questions
Why do international cards cost more?
Processors charge an additional cross-border/currency conversion fee, typically adding about 1% to the base rate.
Can I pass processing fees to the customer?
In many regions yes, subject to card network rules and local law — check your processor's surcharging policy.