CalcWise Pro

Net Worth Calculator

Add up everything you own and owe for one clear number.

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How It's Calculated

Net Worth = Total Assets (cash, investments, real estate, other) − Total Liabilities (mortgage, debt).

Example

Example: $445,000 in combined assets minus $275,000 in mortgage and other debt leaves a net worth of $170,000.

Frequently Asked Questions

How often should I calculate my net worth?

Quarterly or annually is common — frequent enough to track progress without obsessing over short-term market swings.

Should I include my car or personal items?

You can, but many planners exclude depreciating personal items since they aren't typically liquidated to fund goals.

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